Insurance fraud is more common that people realize. Not just the numbers reported but a lot of insurance fraud is not found or unreported. Just recently in Houston 7 people were charged in $1.2 million insurance scam. Apparently they decided to burn their own house down to collect the insurance money.
Sometimes insurance scams are in the form of building and repair contractors. Unfortunately there are contractors that prey on people’s fears and
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Massachusetts is not part of the Drivers License Compact (DLC) as you noted however they have agreements with most other states to exchange information regarding tickets that licensed drivers receive out of state.
According to the Massachusetts driver's manual, located at the MA Registry of Motor Vehicles (RMV), MA has arranged to share driving record and criminal violation information with other states. The MA RMV does not list which states
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If you own a vehicle with at least four wheels and are registering it, you must have Florida insurance. Thus all registered cars in Florida require Florida auto insurance.
Florida's minimum auto insurance coverage of $10,000 personal injury protection (PIP) and $10,000 property damage liability (PDL) is required as long as you have a valid Florida tag, even if the vehicle is in another state or inoperative. There are no exemptions in the law
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If you are going to be driving cars for business reasons or for profit you would normally need a special business / commercial policy since you will be driving other people's cars for reason other then personal use. Your personal insurance would not cover you for business purposes plus you will likely be required to have higher limits due to the nature of your work.
We believe business liability coverage will be required if you are going to
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No, you cannot start the graduated licensing process in Ontario, Canada at age 15.
To apply for a licence in Ontario, you must be at least 16 years old and pass a vision test and a test of your knowledge of the rules of the road and traffic signs according to the Ministry of Transportation (MOT) . After you pass these tests, you will get a Class G1 or M1 licence and a driver information package for new drivers.Р’В
Read our article that explains more about the G1 license of Ontario, Canada.
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Two door vehicle do not always cause your insurance to rise since individual insurance companies have their own rating systems, however many 2 door cars are deemed to be sports cars and thus may cost a little more to insure.
A sports vehicle will be rated higher by most insurance companies than a family sedan. This is due to sports vehicles parts normally cost more to repair plus they are statistically in more accidents at higher speeds, thus appear to insurance underwriters as more of a risk.
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As you are likely aware Georgia insurers must electronically report insurance information, including if your insurance has been terminated or if there is a lapse.
The Georgia Department of Revenue (DOR) defines a lapse as 10 or more days where the records show that your motor vehicle was not covered by an auto insurance policy. So if you let your car insurance policy expired on July 2nd and purchase a new policy on July 8th it would appear that you are within the 10 day gap period that GA allows.
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The Texas Department of Public Safety notes that out of state violations are placed on a Texas driving record, however it does not mention if they are brought over from your previous state's driving record or not. This does mean for certain that if you had a TX license and received say a speeding ticket in Oklahoma that a conviction for this offense would go on a TX driving record.
We asked the TX DPS if prior driving records are transferred
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Yes, normally even though this accident was not your fault your collision deductible would still be due.
The Maryland Insurance Administration definesР’В a deductible asР’В the amount you agree to be responsible for in the event of damage to your vehicle (i.e. accident, fire or vandalism). If you look at their second example, vandalism, that would be an incident which you would not be at fault for but also like the hit and run would be responsible for the deductible for your coverages used to repair the car.
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Per CaliforniaРІР‚в„ўs Financial Responsibility Law (Vehicle Code 16020) all drivers and all owners of a motor vehicle shall at all times be able to establish financial responsibility.
In California the Department of Insurance and Department of Motor Vehicles both list the four ways to accomplish financial responsibility which includes:
- Coverage by a motor vehicle or automobile liability insurance policy;
- A cash deposit
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