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Insurance Scams and Building Contractors

Insurance fraud is more common that people realize. Not just the numbers reported but a lot of insurance fraud is not found or unreported. Just recently in Houston 7 people were charged in $1.2 million insurance scam. Apparently they decided to burn their own house down to collect the insurance money.

Sometimes insurance scams are in the form of building and repair contractors. Unfortunately there are contractors that prey on people’s fears and
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I live in Massachusetts and received a speeding ticket in Rhode Island. I know that MA is not part of the DLC. Will my speeding ticket information be forwarded to MA and/or my MA insurance company? Just wondering if my insurance in MA will be effected

Massachusetts is not part of the Drivers License Compact (DLC) as you noted however they have agreements with most other states to exchange information regarding tickets that licensed drivers receive out of state.

According to the Massachusetts driver's manual, located at the MA Registry of Motor Vehicles (RMV), MA has arranged to share driving record and criminal violation information with other states. The MA RMV does not list which states
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I have a suspended license due to a lapse in my auto insurance. I just got insurance with another company. How do I go about getting my license reinstated? And how much does that cost in the state of Florida?

If you own a vehicle with at least four wheels and are registering it, you must have Florida insurance. Thus all registered cars in Florida require Florida auto insurance.

Florida's minimum auto insurance coverage of $10,000 personal injury protection (PIP) and $10,000 property damage liability (PDL) is required as long as you have a valid Florida tag, even if the vehicle is in another state or inoperative. There are no exemptions in the law
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I am considering starting a business, in the State of California, which would require me to drive other peoples cars on a very regular basis (2 to 3 times a day). What type of insurance would I require for this purpose? Would normal car insurance cover me

If you are going to be driving cars for business reasons or for profit you would normally need a special business / commercial policy since you will be driving other people's cars for reason other then personal use. Your personal insurance would not cover you for business purposes plus you will likely be required to have higher limits due to the nature of your work.

We believe business liability coverage will be required if you are going to
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Can you start getting your G1 at 15?

No, you cannot start the graduated licensing process in Ontario, Canada at age 15.

To apply for a licence in Ontario, you must be at least 16 years old and pass a vision test and a test of your knowledge of the rules of the road and traffic signs according to the Ministry of Transportation (MOT) . After you pass these tests, you will get a Class G1 or M1 licence and a driver information package for new drivers.Р’В 

Read our article that explains more about the G1 license of Ontario, Canada.

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Why does your car insurance rise if you have a 2 door car? Does it cost more to insure a two door vehicle?

Two door vehicle do not always cause your insurance to rise since individual insurance companies have their own rating systems, however many 2 door cars are deemed to be sports cars and thus may cost a little more to insure.

A sports vehicle will be rated higher by most insurance companies than a family sedan. This is due to sports vehicles parts normally cost more to repair plus they are statistically in more accidents at higher speeds, thus appear to insurance underwriters as more of a risk.

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