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My license was suspended for DWI in Texas. Can I get a motorcycle license in lieu of an automobile license?

States law differ however when your driver's license is suspended due to a DUI, DWI, etc it generally means that you cannot obtain a motorcycle license, CDL or other type of license to drive a motor vehicle. The exception being if you get a conditional or restricted license which gives you some driving privileges back, such as driving to school or work.

The Texas Department of Public Safety (DPS) representative that we contacted confirmed that
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I was in an accident where I rear-ended another car, is it automatically my fault? If so how is the surcharge determined in MA and how long will it last?

In MA, you receive surcharge points after an accident if you are more than 50% at-fault for a motor vehicle accident that results in damage to property or bodily injury of more than $500.

The Massachusetts Division of Insurance states that insurers are required to determine if a driver is more than 50% at fault for an accident by applying the Standards of Fault (211 C.M.R. 74.00). These standards are common accident types under which you are presumed to be more than 50% at fault.

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How long does a no insurance ticket stay on your record? I received a ticket for no insurance back in 1991 and then again in 2007. I got a letter from Texas DPS stating that I now have to get an SR-22 because of this second ticket in 2007. I have been

The Texas Department of Public Safety (DPS) states that moving violations appear on a TX driver record for a period of 5 years with the exception of serious offenses.

The TX DPS notes that serious offenses such as DWI and No Liability Insurance convictions remain on a driver's record indefinitely. Their law reference is 37 Texas Administrative Code 15.101.

The amount of time a driving without insurance ticket will remain on your driving
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What is the purpose of an auto bail bond card?

State laws and the terms of a bail bond can differ so you would need to find out about your stateРІР‚в„ўs laws and read about specific bail bond cards to find out how one could help you.

In general a bail bond card can be used to keep you out of jail and/or used as a document you can turn in instead of your driver's license if the court or officer requires the license to be held. When stopped by law enforcement in some situations you could be arrested
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What are premiums?

Premiums are basically the amount you pay for your auto insurance policy.

The general definition of "premium" is consideration paid for a contract of insurance. Another definition is the price of insurance an insured person pays for a specified risk for a specified period of time.

Another term to be aware of in the auto insurance field is a rate or rate quote. A definition of "rate" is to fix the amount of premium to be charged per unit
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Do all insurance companies cover windshields in MA?

Massachusetts insurance companies that offer comprehensive will cover windshields as part of this physical damage coverage.

If you have comprehensive insurance you are covered for the full amount of the damage (loss) to your windshield with no deductibleР’В unless you opted for a $100 deductible for glass breakage. The normal $300, $500, or $1000 deductible, or whatever you may have selected for comprehensive coverage, does not apply to a glass loss in MA.

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In the state of Colorado do you need insurance before you register a vehicle? Can I buy my insurance and then register?

Yes, you need obtain insurance on your vehicle before you register it.

According to the Colorado Division of Motor Vehicles (DMV) you must provide proof of insurance to your county clerk and recorder before registration can occur. You may use your insurance card, copy of your insurance policy or a letter from your insurance company (on the company's letterhead paper), as proof of insurance.

The CO DMV also notes that effective as of July
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Which states have reciprocal exchange auto insurance?

A reciprocal exchange is similar to a mutual company, in that policyholders own the company. In a mutual company policyholders share in the profits and they are not normally liable for company losses however in a reciprocal exchange policyholders share in the losses as well as the profits.

Exchanges are usually formed by business groups to provide costly liability insurance so it in the past it has been unusual for a reciprocal exchange to be formed to sell personal insurance such as auto insurance.

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I am traveling in the US from Australia and am confused as to what car insurance I need to cover me when renting a car.

Most car rental contracts in the United States make the renter liable for all damage to the vehicle so you want to make sure you have either your own auto insurance that will cover the rental car or buy insurance from the rental car agency that will cover the vehicle.

Before renting a car in the US you should check with your own Australian car insurance company to see if any of your coverages from that policy will extend to a US rental car.
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Where can I get a copy of an SR-50 so that when I go to the license branch I already have it filled out?

AР’В SR-50 is a form used by a person to provide proof of current insurance to the Indiana Bureau of Motor Vehicles (BMV). This form shows the Bureau both the beginning and end dates of the current policy.

The Indiana government site has the Affidavit of Current Insurance "SR-50" form online if you wish to look it over, print it outР’В and get it filled out before going into the BMV to save time at the Motor Vehicles office. However you will not
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