Even when money is short and you are going through your expenses to determine what to cut, you never want to cut out life insurance if it is truly a need for you. But, not all people need life insurance.
Life insurance is designed to protect your family and other people who may depend on you for financial support. If you die and lose your income, the people that are dependent on your financial support will lose that income, so life insurance can
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Here is a recent email questions I received:
"Hi Bobbie,I hit a deer and my car become total loss according to my insurancecompany.I bought the new in 2003 from ford dealership. However I have refinanced it once with them and now they are telling me that I do not have Gapinsurance. I owe more than what the insurance company is offering. Isthere anything that I can do?Thank you S" (name shortened for privacy)
This is an unfortunate situation and
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We recently sold our full size van and purchased an older Honda Odyssey mini-van. I love it! I just figured out our gas mileage today and I am averaging 25mpg, with most of that being city driving. Granted it is a 1997, but it is one of the best mpg mini-vans out there... and it is cheap on insurance!
So, here's the deal. We were lucky to be able to sell our full size van and pay cash for our Honda. With gas prices rising, not too many people can
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There is no doubt most Americans agree that health care costs are way out of line and it is next to impossible to find a low cost alternative health insurance choice. The reasons for this are numerous and, just like the price of gas, we just have to deal with the premiums. This result has lead thousands of Americans to take a look at alternative ways to pay for health care premiums and one choice many have been choosing is to share their medical bills.
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Maryland state law requires minimum Bodily Injury Liability coverage of $20,000 per injured person up to a total of $40,000 per accident, and Property Damage Liability coverage with a minimum limit of $15,000. This basic coverage is often referred to as 20/40/15 coverage.
Personal Injury Protection (PIP) in your coverage helps pay for "reasonable and necessary" medical expenses for you and your passengers. While Maryland state law does not require
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You are correct Virginia does have a slow down/move over law. In section 46.2-921.1 of the Code of Virginia it states that drivers must yield the right of way or reduce speed when approaching stationary emergency vehicles on the highway.
The driver of any motor vehicle, upon approaching a stationary emergency vehicle that is displaying a flashing, blinking, or alternating emergency light or lights (i) on a highway having at least four lanes,
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State laws and insurance companies' guidelines and policy terms vary so if the accident was major enough, which a roll-over of this type likely is, then you should request that the car seat be replaced. Whether your Traveler's auto insurance policy will cover the cost of a replacement car seat will then be up to the terms of your policy and state laws.
The National Highway Traffic Safety Administration (NHTSA) recommends that child safety seats
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