I was just reading, again, the headlines about the recent terrible flooding in the Midwest. It worries me that unfortunately, a lot of people do not have flood insurance. And, when water damage happens to one's house due to a flood, they are often left with a mess and no help from the insurance company. But, it is still important to contact your insurance company if you sustain water damage because sometimes you may have coverage for water damage depending on the situation.
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The main types of assets you can use to balance your retirement portfolio are stocks, bonds, mutual funds, annuities, and cash (Certificates of Deposit).
Annuities are an insurance product that can be a valuable part of your portfolio. Annuities are unique in that they can provide you income for the rest of your life and there are different types of annuities to choose from for your particular needs. Here are some great articles on annuities:
Is
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Maine and New York are both members of the Drivers License Compact (DLC) meaning that the Maine traffic court or ME Bureau of Motor Vehicles will alert the New York State Department of Motor Vehicles if you are convicted of the criminal speeding offense and driving with a suspended license.
Maine Revised Statutes (MRS) Title 29-A Section 2412-A states that operating while your driver's license is suspended or revoked is a Class E crime.
If
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According to the Oregon Driver and Motor Vehicles Services (DMV) they can require you to file SR-22 certificate for a variety of reasons including (just to name a few) if:
- You failed to provide proof to DMV that you have liability insurance,
- You have been convicted of driving without insurance,
- You have been involved in an uninsured accident,
- You are applying for a hardship or probationary permit, or
- At
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It reallyÐ’Â dependsÐ’Â upon state laws and an insurance company's own internal guidelinesÐ’Â whatÐ’Â happensÐ’Â to a car once it is determined to be a total loss. In general though the insurance company will takeÐ’Â possession of the vehicle at the time of the settlement with the car owner and then sell it for parts, sell it to a junkyard for scrap or if it can be repaired sell it at an auction as a salvage vehicle.
If it is sold at an auction it will
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Both Ireland and India are members of the UN Convention that allows those with foreign licenses to drive in their country. Over 100 other countries are party to the International Convention on Road Traffic that we are referring to. This Convention is intended to establish uniform reciprocal privileges on matters such as drivers' permits. The agreement also requires countries to allow foreign drivers admitted to their country to drive a private motor vehicle for one year on certain conditions.
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Insurance companies' rules regarding how to insure a person staying in your household differ however most will require you to add your friend to your policy as an additionalÐ’Â driver. Most insurance providers require that all licensed household members (whether relatives, friends, roommates, etc) be listed on your policy so that coverage is properly extended to them.
Speak to your insurance agent to find out what your specific carrier requires
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