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If I am no longer required to carry a SR-22 on my car insurance policy, because three years have passed since my license has been re-instated in the state of Washington, will the driving offense still show up on my three-year driving abstract through the

The Washington State Department of Licensing (DOL) maintains WA driversРІР‚в„ў motor vehicle records. This state agency says that a driving record contains a history of violations, convictions, collisions, and departmental actions incurred by a driver over a period of time. A copy of the record is referred to as an Abstract of Driving Record (ADR).

According to the DOL, most convictions and violations as well as forfeitures of bail, or court findings
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My car was hit in a parking lot. The offending party’s insurance said that my repair were higher in value than the estimated value of my vehicle so they wanted to call it a total loss and said if I wanted to keep my car it would be a salvage. Is there a f

Total loss is defined by the California Department of Insurance as damage or destruction to real or personal property to such extent that it cannot be rebuilt or repaired to its condition prior to the loss or when it would be cost prohibitive to repair or rebuild in comparison to the value of the property prior to the loss. So California does not require that an insurance company find a car to be a total loss using a certain formula or by finding that the cost to repair the vehicle is a certain percentage of the value of the vehicle.

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Are you covered under your liability insurance you hold for a car you trade or sale for a new vehicle for any amount of time (grace period) in Arkansas? If so how long?

In general if you trade in a car that is on your car insurance policy than the coverages that you had on the car you traded in would cover your new vehicle for a short period of time.

State laws and insurance companies' policy terms and guidelines vary though so it is important to speak to your insurance agent if you are going to purchase a car to find out what coverage, if any, your insurer will extend to the new car and for how long. Your
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When a policy renewal form asks the question: Has anyone in your household been involved in an accident, violation or claim within the past five years? Are they asking about everyone in the household, or just drivers named in the policy?

Insurance companies' guidelines, applications and renewal forms differ so you would need to contact your insurance agent about your insurance provider's specific renewal form to see what they are requiring you to list here, everyone in the household or just the drivers you currently have named in the policy.

In general however an insurance company requires you to list all licensed household members on your policy to begin with so they would
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I am visiting California until Feb. and just received a parking ticket for $75. I am registered in Florida. Do I still have to pay this ticket even though I am not a resident of this state?

Yes, even if you are not a resident of California the country, city, etc that issued you the parking ticket still expects you to pay the $75 fine associated with violating the law.

While the penalties for not paying the parking ticket may not be as severe for you since you are not a California resident it does not mean that you could not be adversely affected by ignoring the ticket and failing to pay it. City, counties, etc that issue parking
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In the Quebec region of Canada is there a number of points that a person has in his/her driver’s license? How many points they have to lose in order to have their license taken away?

In Quebec, CanadaР’В you do not start out with demerit points but points are assessed and entered on the record of drivers who commit certain offences under the Highway Safety Code or under a municipal by-law, provincial or federal statute or regulation concerning road safety.

The Societe de l'Assurance Automobile du QuГ©becВ (SAAQ) which is the licensing agency for Canadian province of Quebec uses a demerit point system that reflects the severity
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I have a Lexington, Kentucky driver’s license with a clean record and received a reckless driving ticket in (Rockbridge county) Lexington, Virginia on October 16, 2008 on I-81 to I-64. Will my insurance see this? Will Kentucky suspend/add 6 points or see

Kentucky and Virginia are both part of the Drivers License Compact (DLC) which requires member states to report convictions for moving violations back to the state in which a person was issued their license. Thus the VA courts should inform the Kentucky Transportation Cabinet of the reckless driving citation you received out of state.

The Kentucky driver's manual states that the KY Division of Driver Licensing keeps a record of all moving traffic
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In the state of Louisiana if you are involved in an auto accident and not at fault should you file a claim with your insurance company are the company of the person at fault or both?

In Louisiana, like most states, you can file a claim third party claim through the Property Damage Liability coverage of the at-fault party or you can chose to file the claim as a first party claim through your own Collision coverage. The claim will be only paid out by one of the insurance companies so you would not normally file claims with both insurance carriers.

If you go through the at-fault party's insurance provider than you would not
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In Florida what are the penalties for driving without insurance and being involved in an accident that you were at-fault?

Florida's minimum coverage is $10,000 Personal Injury Protection (PIP) and $10,000 Property Damage Liability (PDL) as long as you have a valid Florida tag.

According to the Florida Department of Highway Safety and Motor Vehicles (HSMV) they are authorized to suspend your driving privilege, including your vehicle tag and registration, for up to three years or until proof of Florida insurance is provided, whichever is first, if you are found driving without insurance.

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What does suspension of registration mean?

When a person's registration is suspended it means the state has basically taken away their right to place the vehicle on the road until the registration is reinstated and once again valid.

States all require you to register your car in order to obtain license plates and drive legally. In many states you need to have valid registration and plates to even park a car in a public area such as the street in front of your house. When you fail to
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