I was just reading, again, the headlines about the recent terrible flooding in the Midwest. It worries me that unfortunately, a lot of people do not have flood insurance. And, when water damage happens to one's house due to a flood, they are often left with a mess and no help from the insurance company. But, it is still important to contact your insurance company if you sustain water damage because sometimes you may have coverage for water damage depending on the situation.
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The main types of assets you can use to balance your retirement portfolio are stocks, bonds, mutual funds, annuities, and cash (Certificates of Deposit).
Annuities are an insurance product that can be a valuable part of your portfolio. Annuities are unique in that they can provide you income for the rest of your life and there are different types of annuities to choose from for your particular needs. Here are some great articles on annuities:
Is
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If you haven't yet, the first stop before determining how much disability insurance you want is Considering Disability Income Insurance.
After that article you may realize that social security will possibly not be enough to take care of you through a disability. Now it is time to determine how much of a disability benefit you would like to receive from your disability insurance. Your estimated spending, income, investments, social security disability
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With the economy in its downward slide, many more families are having a hard time paying for even the most affordable health insurance. A large number of families don't know that their children may qualify for free or low cost children's health insurance, and there is an easy search tool to learn more about that option.
This is a great tool that every family can easily use. The search tool is at www.insurekidsnow.gov. You can select the state you
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How well do you know your agent? Hopefully she is not Tiawanna Thomas Moore. According to www.walb.com, "Police from both the city and county took out more than a dozen arrest warrants against 36 year old Tiawanna Thomas Moore, the former owner of the Thomas Insurance Agency on Pine Avenue. Albany Police charge her with insurance fraud and forgery. Investigators say she sold worthless auto insurance policies."
It is important to know your insurance
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Being away from home during a storm can be scary, especially when you have children with you. So, where should you go?
First, seek shelter in a large, solid structure. If that is not available the next best place is your car. Just make sure you don't come in contact with any metal on the car. If you can't find a shelter or car then make sure you stay away from any trees and try to find a ditch. Keep low and make sure to protect your head, eyes and ears by placing your head between your legs.
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Even when money is short and you are going through your expenses to determine what to cut, you never want to cut out life insurance if it is truly a need for you. But, not all people need life insurance.
Life insurance is designed to protect your family and other people who may depend on you for financial support. If you die and lose your income, the people that are dependent on your financial support will lose that income, so life insurance can
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Here is a recent email questions I received:
"Hi Bobbie,I hit a deer and my car become total loss according to my insurancecompany.I bought the new in 2003 from ford dealership. However I have refinanced it once with them and now they are telling me that I do not have Gapinsurance. I owe more than what the insurance company is offering. Isthere anything that I can do?Thank you S" (name shortened for privacy)
This is an unfortunate situation and
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We recently sold our full size van and purchased an older Honda Odyssey mini-van. I love it! I just figured out our gas mileage today and I am averaging 25mpg, with most of that being city driving. Granted it is a 1997, but it is one of the best mpg mini-vans out there... and it is cheap on insurance!
So, here's the deal. We were lucky to be able to sell our full size van and pay cash for our Honda. With gas prices rising, not too many people can
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