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How long does a speeding ticket stay on your record in Indiana?

According to the Indiana Bureau of Motor Vehicles (BMV) points associated with a traffic offense, such as speeding, may be disregarded after 2 years but the violations remain on the record since IN state continues to track your violations.

Most carriers only review the previousР’В 3Р’В or 5 year period.

If in Indiana they find you have committed repeat traffic offenses over a 10 year period, IN will classify you as a habitual traffic violator.
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My license was suspended in Illinois for speeding. I recently received a no operators license ticket in Nebraska. What exactly does that mean?

If Illinois is your licensing state and they have suspended your driver's license than it is suspended in all states and thus you should not be driving since you do not have a valid license. A state that is not your licensing state can only take away your driving privileges in that state but when the state that issued your license is the one to suspend your driver's license than your license is not valid in that or any other state.

So if your
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Does Florida have a law that provides a presumption of negligence for a rear end accident? What is it?

Florida does have a presumption of negligence for a rear-end accident however it is not a state statute that we are aware of but instead Florida case laws that has set this precedent. In all the cases we have read with a presumption of negligence for the driver that rear-ended the vehicle a specific law is not mentioned just that it is a well established principle that in a rear-end type collision Florida law presumes the negligence of the rear driver.

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Can a body shop pay or discount my $500.00 deductible?

Any agreement between a private party and the body shop is between them.

Normally a body shop that works with an insurance company will not pay off or discount your deductible amount. This would seem unethical in that it would appear they would just over-inflate the estimate to cover your deductible amount so that the insurance company ends up paying the entire amount for repairs, which is not right since you agreed to a deductible amount in your policy.

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If my daughter is 16 years old and she has received her NC driver license, can she drive the family car without supervision? Secondly, does she have a provisional license or just a standard driving license like all licensed NC drivers?

The North Carolina Driver's Manual, available through the NCDOT Division of Motor Vehicles, states that drivers under age 18 are provisional licensees. Because these drivers have a much higher crash rate, special laws apply to them. So as a driver under the age of 18 your daughter:

  • Must present a certificate showing she has passed an approved driver education course that meets North Carolina requirements before she can take the test for
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In Maine can a car be register without the owner having a driver’s license?

The Maine Bureau of Motor Vehicles (BMV) does not state that a driver's license is needed in order to register or title a vehicle. The steps they mention to register a car include paying an excise tax at your town office. Excise tax is a municipal tax that needs to be paid to a local municipal office.

If your municipality does not participate in the registration program, than you will have to drive to a BMV branch office to register a car.

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My friend got a DWAI in New York and they suspended his license. He lives in Connecticut, is his license suspended here too? He has a CDL.

New York and Connecticut are both members of the Drivers License Compact (DLC) so the NYS courts will notify the CT Department of Motor Vehicles of this Driving While Ability Impaired (DWAI) if your friend is convicted. Even if New York did not inform the CT DMV of the offense your friend would need to due to the federal laws surround commercial driver's license (CDL) holders.

The reporting requirements under the CDL program have been in effect since 1988. Commercial drivers must notify their state's DMV ofР’В any:

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What is the maximum amount of stacked UM available where two cars are covered for 100/300 each?

By selecting stacking for your Uninsured Motorist (UM)Р’В coverages means you are able to collect from more than one auto insurance policy to receive full payment for your injuries. Not all states offer stacking. You have the option to choose Uninsured/Underinsured Motorist Bodily Injury stacking option in states such as Florida. Typically this is the only type of automobile insurance coverage that can be stacked.

StackingР’В UM policies is an option
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What is the penalty for driving in the state of Washington with no license? Not a revoked or suspended license. What if you never obtained a license?

Washington State laws assert that no person may drive a motor vehicle upon a highway in this state without first obtaining a valid driver's license.

Revised Code of Washington (RCW) 46.20.015 speaks in regards to driving without a license when it is a traffic infraction (compare to section 46.20.005 when it is considered a misdemeanor). Under section 1 of RCW 46.20.015 it states that it is a traffic infraction and not a misdemeanor under if a person:

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My husband and I own a car (in Kentucky) that has not been running for 6 months and is probably beyond repair. Can we drop the insurance on it and if so what are the steps we need to take to insure that we will not be penalized for no insurance?

The Kentucky Transportation Cabinet notes that KY law specifies that 'Motorized' vehicles 'Registered' in the Commonwealth must be covered by Liability insurance.

Kentucky requires Liability coverage in the amounts of 25/50/10. These numbers stand for $25,000 total for bodily injury per person, $50,000 total for bodily injury coverage per accident and $10,000 total for property damage per accident.

The penalties for driving without insurance
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