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In Maine can a car be register without the owner having a driver’s license?

The Maine Bureau of Motor Vehicles (BMV) does not state that a driver's license is needed in order to register or title a vehicle. The steps they mention to register a car include paying an excise tax at your town office. Excise tax is a municipal tax that needs [...] Continue Reading...

My friend got a DWAI in New York and they suspended his license. He lives in Connecticut, is his license suspended here too? He has a CDL.

New York and Connecticut are both members of the Drivers License Compact (DLC) so the NYS courts will notify the CT Department of Motor Vehicles of this Driving While Ability Impaired (DWAI) if your friend is convicted. Even if New York did not inform the CT DMV of the [...] Continue Reading...

What is the maximum amount of stacked UM available where two cars are covered for 100/300 each?

By selecting stacking for your Uninsured Motorist (UM)Р’В coverages means you are able to collect from more than one auto insurance policy to receive full payment for your injuries. Not all states offer stacking. You have the option to choose Uninsured/Underinsured Motorist Bodily Injury stacking option in states such as [...] Continue Reading...

What is the penalty for driving in the state of Washington with no license? Not a revoked or suspended license. What if you never obtained a license?

Washington State laws assert that no person may drive a motor vehicle upon a highway in this state without first obtaining a valid driver's license.Revised Code of Washington (RCW) 46.20.015 speaks in regards to driving without a license when it is a traffic infraction (compare to section 46.20.005 when [...] Continue Reading...

My husband and I own a car (in Kentucky) that has not been running for 6 months and is probably beyond repair. Can we drop the insurance on it and if so what are the steps we need to take to insure that we will not be penalized for no insurance?

The Kentucky Transportation Cabinet notes that KY law specifies that 'Motorized' vehicles 'Registered' in the Commonwealth must be covered by Liability insurance.Kentucky requires Liability coverage in the amounts of 25/50/10. These numbers stand for $25,000 total for bodily injury per person, $50,000 total for bodily injury coverage per accident [...] Continue Reading...

My truck is was totaled. I just received a bill for the start of the next insurance cycle. Do I still need to pay the insurance since I no longer have a vehicle?

If you no longer have the truck meaning that you have already received settlement for the total loss and signed the truck over to the insurance company that paid out your claim or if there was no insurance to cover the claimР’В so signed the title over to a salvage [...] Continue Reading...

Will a speeding ticket in NC affect my NY license and insurance?

North Carolina and New York are both members of the Drivers License Compact (DLC) and Non-Resident Violator Compact (NRVC). As members of the DLC it means that if you were convicted of the speeding offense in North Carolina that the NC courts would then inform the New York Department [...] Continue Reading...

Will collision coverage pay to have the entire car painted when being repaired following an accident?

No, typically your Collision coverage (or a third party Property Damage Liability claim) would not pay to have your whole car painted after being repaired due to a covered loss. Normally if your car needs any area painted, that was damaged and repaired, they pay to have that portion [...] Continue Reading...

Can I renew my inspection sticker in New Jersey if the car is registered in Illinois?

Beginning in January 2008, vehicles must pass an emissions test or otherwise comply with the Illinois Vehicle Emissions Inspection Law of 2005 (625 ILCS 5/13C) ("Inspection Law") before the vehicleРІР‚в„ўs registration (license plates) can be renewed. Previously, the program was enforced through the suspension of driversРІР‚в„ў licenses and vehicles' [...] Continue Reading...

I have started delivering the newspaper using my car. I have been told that the insurance company may not cover this car if in an accident while delivering the paper. Would I have to buy different insurance?

You will need to speak to your insurance company about their guidelines and the specific terms of your policy since they vary from one insurer to another however in general if you are using your car for a business purpose such as delivering newspapers, delivering pizza, etc you may [...] Continue Reading...